Travel Protection Plan and Travel Protection Plan Plus

Why Travel Protection?

Your vacation is an investment of time and money. Delta Vacations, in conjunction with Trip Mate, the foremost provider of travel protection plans and travel protection, help assure your investment, yourself, and your family are protected.

Plan Options At a Glance

We offer 2 travel protection options for you to choose from:

  • Travel Protection Plan — offering basic coverage
  • Travel Protection Plan PLUS — a more extensive option—including all of the benefits with the Travel Protection Plan—PLUS a lowest price guarantee and more convenient method of payment on your refund

View the full details of the provisions of the Travel Protection Plan, including group exclusions and how to file a claim. This information will also be included in your travel documents.

Benefits Travel Protection Plan PLUS Travel Protection Plan
Lowest price guarantee Yes No
Cancel for any reason Yes Yes
Refund of cancellation fees Received in the original form of payment1 Received in the form of a Delta Vacations voucher2
Documentation required No No
Purchase period May be purchased any time prior to final payment1 May be purchased any time prior to final payment2
For Complete Details go to: www.tripmate.com/wpF409N www.tripmate.com/wpF409B

Travel Protection Plan

Cancel For Any Reason Waiver (provided by Delta Vacations)

  • The standard coverage of the Travel Protection Plan protects the cost of your vacation and protects you from most cancellation penalties. Also, you can cancel for any reason and have comfort knowing that your travel investment is protected. You must cancel before your scheduled departure.
  • The Cancel For Any Reason Waiver is provided by Delta Vacations and is not an insurance benefit underwritten by United States Fire Insurance Company.

Post-Departure Coverage (Underwritten by US Fire Insurance Company)

In addition to Pre-Departure Trip Cancellation, the plan includes other benefits to help protect you from the unexpected during your vacation, such as:

  • Medical and emergency assistance — includes benefits up to $25,000 for medical expenses, emergency medical transportation, and 24-hour emergency assistance service for illness or injury during the trip.
  • Post-departure trip interruption — covers you up to the original cost of your trip when you must interrupt your trip or return home early for covered reasons, such as sickness, injury, or other covered reasons.
  • Travel delay — pays up to $100 per day for meals and accommodations when you are delayed on your trip for 12 hours or more.
  • Baggage delay — reimburses you up to $250 for clothing and personal items if your luggage is delayed more than 24 hours.
  • Loss or damage to baggage or personal effects — covers up to $2,500 for loss or damage to baggage or personal effects that occur during the trip.

Please Note:

  • If purchased, everyone on the booking must purchase the Travel Protection Plan.
  • The cost of the Travel Protection Plan is only refunded for cancellations covered by the hurricane policy (or within the state required free look period).
  • Refer to Delta Vacations Cancellation & Change Policy for penalty and refund details.
  • Certain restrictions apply to groups booked with our Group Department.
  • Certain items may not be refundable, such as show or event tickets, theme park passes, etc.

Travel Protection Plan PLUS

With this option, you receive all of the benefits with the Travel Protection Plan (listed in the chart above) PLUS you:

  • Receive the refund of the cost of your vacation package AND cancellation fees in the form of your original payment should you need to cancel your vacation for any reason (less the cost of the protection plan)
  • Receive the lowest price guarantee

Lowest Price Guarantee (Provided by Delta Vacations)

If Delta Vacations advertises an identical vacation at a lower price, Delta Vacations will guarantee that price. The advertised vacation must be available and include the same air components (including air fare class), hotel and room category, and any other previously purchased components, including the Travel Protection Plan PLUS. Refunds for the difference in the package price will be issued in the original form of payment.

Below, you'll find information on how to request the lowest price guarantee along with lowest price guarantee terms and conditions.

To request lowest price guarantee 10 days or more before departure:

  • Create a new reservation with lower price and place on hold.
  • Note: Some reservations may require confirmation with a credit card.
  • Contact Delta Vacations at 1-800-800-1504, 6:00am - 11:00pm CST.
  • If the new reservation qualifies, the travelers will receive confirmation of the new reservation at the adjusted price. Previous reservation will be refunded to the original form of payment.

To request lowest price guarantee within 10 days of departure:

  • Create a new reservation and confirm with credit card.
  • Contact Delta Vacations at 1-800-800-1504, 6:00am - 11:00pm CST.
  • If the new reservation qualifies, the travelers will receive confirmation of the new reservation at the adjusted price. Previous reservation will be refunded to the original form of payment.

Travel Protection PLUS and Lowest Price Guarantee Terms and Conditions

  • The Travel Protection Plan PLUS cannot be applied to Miles to Go or upgraded bookings.
  • Lowest price guarantee is allowed to be used only one time per booking and may be exercised up to the time of departure.
  • All components must be available at the time of the new reservation.
  • Lowest price guarantee must be on the exact same vacation package including the same dates, air components, hotel and room category, and any other previously purchased components, including the Travel Protection Plan PLUS.
  • Lowest price guarantee may be exercised up to the time of departure.
  • Promotional codes applied to the original reservation must be valid at the time of the lowest price guarantee request to maintain promotional code discount. If the promotional code is no longer valid, a new promotional code can be applied, as long as all terms and conditions are met.
  • Lowest price guarantee does not apply to group reservations.
  • Lowest price guarantee cannot be purchased separately and is only available through the Travel Protection Plan PLUS program.
  • Delta Vacations is the final authority on the interpretation of these rules and reserves the right to change these terms and conditions without prior notice.

INFORMATION YOU NEED TO KNOW: Benefits on this page are described on a general basis only. There are certain restrictions, exclusions (including a Pre-Existing Conditions Exclusion) and limitations that apply to all insurance coverages. This advertisement does not constitute or form any part of the Plan description or any other contract of any kind. Plan benefits, limits and provisions may vary by state jurisdiction. To review full plan details online, go to:
www.tripmate.com/wpF409B for the Travel Protection Plan or www.tripmate.comwpF409N for the Travel Protection Plan Plus. Plan Payments are made up of Insurance Benefits and Non-Insurance Services.

Louisiana, Maryland, and Oklahoma residents looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate at 1-800-888-7292.

Insurance Benefits are underwritten by: United States Fire Insurance Company, 5 Christopher Way, 2nd Flr, Eatontown, NJ 07724 under Policy Form Series T210.The Cancellation Fee Waiver is not insurance underwritten by US Fire and is provided by Delta Vacations. Non-Insurance Services are not insurance benefits underwritten by United States Fire Insurance Company. One Call 24-Hour Assistance Services are provided by One Call Worldwide Travel Services Network, Global Xpi Medical Records Services are provided by Trip Mate.

Plan Administrator: Trip Mate, Inc. (in CA & UT, dba Trip Mate Insurance Agency) 9225 Ward Parkway, Suite 200, Kansas City, MO 64114, 1-800-888-7292.